MLP Forum Archive - Page 9879

#246951 crowlover Wed, 11th Jul '12 1:49:02 PM from Name & Address Withheld

Nevermind that one German comic when Twilight got Celestia to have the sun up for longer so they could look for Spike.

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#246952 kegisak Wed, 11th Jul '12 1:49:40 PM

Time Turner had a FIT, let me tell you.

#246953 Japanese Teeth Wed, 11th Jul '12 1:50:57 PM from Meinong's jungle

@Steve: I'd agree with that, but I'd also take quality show-related material over quality r34 or grimdark any day.

Also, probably the most useful piece of financial advice I've ever received is "be on time with the payments unless it's absolutely impossible". You save a ton of money in the long run if you don't have to pay late fees. Especially in regards to credit cards.

edited 11th Jul '12 1:52:05 PM by JapaneseTeeth

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#246954 kegisak Wed, 11th Jul '12 1:53:24 PM

Oh yeah, paying on time is always a good idea - at LEAST the minimum, which is usually pretty cheap. It'll keep your credit score good, and a bad credit score, well, is bad. Really bad.

#246955 stevebat Wed, 11th Jul '12 1:53:35 PM

Personally I am trying to avoid the use of credit cards. Thanks to the goddamn American loans system I cannot avoid loans (Fucking college). But I can avoid putting myself in the shit hole by buying things I cannot afford (Besides an education).

Apocalypse: Dirge Of Swans.

#246956 Sydxelia Wed, 11th Jul '12 1:55:44 PM

Chrysalis just wants your love. ALL of it.

◊

Whoa.

◊

Pronounced "Sid-zellia"

What are you looking at?

#246957 kegisak Wed, 11th Jul '12 1:56:28 PM

Well, Effectively the only reason I use a credit card at all is to DEVELOP a credit rating in the first place. Were that not necessary I'd just pay directly.

#246958 stevebat Wed, 11th Jul '12 1:56:45 PM

I shouldn't have laughed at this, But I did.

Apocalypse: Dirge Of Swans.

#246959 Super Gex Wed, 11th Jul '12 1:57:01 PM from Your Face

Okay, guys. I was just playing Brütal Legend and I realized something. We need an Eddie Riggs pony, or by extension, a Jack Black pony. And we need to get Mistress Tara to do Litalicious.

ZABUNGAH

#246960 Turtlebutter Wed, 11th Jul '12 1:59:06 PM from A Marshy Pond

@Syd - I loved the place I had my car loan through, I had a 15 day window to pay my bill in, as long as I paid it somewhere within that window they were happy.

I hate places that give you a set date and if you dont pay by that you get fined/credit score ding. Money isnt always there on an exact date, pay periods shift based on how many weeks in a month. And anyone that tells me I could "save" money so I would have it for that date hasnt lived hand to mouth like I usually do.

Pony Cinema - The Best Little Pony Video Site on the Internet
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#246961 stevebat Wed, 11th Jul '12 2:00:39 PM

-Imagines Jack Black voicing a villain in season 3. -

-Takes out a Hand Cannon and eats it.-

Apocalypse: Dirge Of Swans.

#246962 crowlover Wed, 11th Jul '12 2:02:33 PM from Name & Address Withheld

One bit of advice I've gotten is to only get loans on houses, because houses (for the most part) appreciate.

edited 11th Jul '12 2:03:24 PM by crowlover

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#246963 Perpetual Lurker Wed, 11th Jul '12 2:04:20 PM

As long as you're timely with your payments are are paying above the minimum, loans are harmless. In fact, they're more or less necessary to buy any large-ticket items because a normal person simply never has that much money on hand at any one time.

#246964 marston Wed, 11th Jul '12 2:04:44 PM from America

Here's another Veggie55 comic.

http://veggie55.deviantart.com/art/It-s-Been-Good-304713496

#246965 Turtlebutter Wed, 11th Jul '12 2:04:45 PM from A Marshy Pond

Ive got a house loan and student loans. I dont think I could buy anything right now on credit if I wanted to because of the Student Loans. We tried to get financing to fix our roof but they said we were too risky

We had to dig deep and spend our entire savings on it, but better a fixed roof than all the problems a leaky one can cause.

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#246966 Kuroi Tsubasa Tenshi Wed, 11th Jul '12 2:06:05 PM from Canada

Keg: Pretty much what I do too.

EDIT: Turtle: *hugs*

Lurker: And in cases where one does actually have the money, there's often cases where it's more efficient to just put a smaller down payment, take on a loan and then invest the rest of the money for better overall returns.

edited 11th Jul '12 2:09:22 PM by KuroiTsubasaTenshi

http://www.no-contest-creations.com http://ask-dusky-down.tumblr.com/ http://www.fimfiction.net/story/14061/Evil%27s-Twilight

#246967 stevebat Wed, 11th Jul '12 2:08:28 PM

In non financial related news PONY TRADING CARDS IN US/CANADA

. Oh wait. My bad it is financial related it empties wallets.

edited 11th Jul '12 2:08:47 PM by stevebat

Apocalypse: Dirge Of Swans.

#246968 crowlover Wed, 11th Jul '12 2:08:55 PM from Name & Address Withheld

Out of curiosity, would it be generally worse to not have a credit rating or to have a bad one?

@Turtle Sorry to hear that

edited 11th Jul '12 2:09:38 PM by crowlover

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#246969 Turtlebutter Wed, 11th Jul '12 2:10:23 PM from A Marshy Pond

Id say having a bad one, places will give you loans, albeit lousy ones with a bad one. People are less likely to take a risk on someone with NO credit score. (Especially in the US with the economy in the crapper like it is)

edited 11th Jul '12 2:11:02 PM by Turtlebutter

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#246970 Kuroi Tsubasa Tenshi Wed, 11th Jul '12 2:10:36 PM from Canada

Steve: I picked up a box at Brony Con. The fandom in-jokes in the descriptions are just great.

http://www.no-contest-creations.com http://ask-dusky-down.tumblr.com/ http://www.fimfiction.net/story/14061/Evil%27s-Twilight

#246971 Purple Dalek Wed, 11th Jul '12 2:12:01 PM from the Moon

PONY TRADING CARDS

Spiffing!

IN US/CANADA

Oh, bloody hell!

The Eleventh Doctor is cool.

#246972 stevebat Wed, 11th Jul '12 2:12:23 PM

I am going to go to my local comic store ~~To see if the owner sold out like the capitalist he is~~ to see if they carry it. and try to discreetly buy the card.

Apocalypse: Dirge Of Swans.

#246973 Sydxelia Wed, 11th Jul '12 2:12:33 PM

I'll have to be content with admiring the Pony cards on the interwebs.

Pronounced "Sid-zellia"

What are you looking at?

#246974 stevebat Wed, 11th Jul '12 2:14:51 PM

In fact. Be right back. I am going to see if the permanent loss in dignity and respect is worth visiting the comic book store on DND night for pony cards.

Apocalypse: Dirge Of Swans.

#246975 kegisak Wed, 11th Jul '12 2:17:48 PM

It's DND night. They have no right to mock your interests, so long as you're respectful of theirs.

Also, this is giving me pink elephant flashbacks

.